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Monday, July 16, 2012

India at the Bottom of the Pyramid


Marketing to the "bottom of the pyramid"  is a fascinating, potentially hugely profitable idea that involves the challenge of carving off the "fat" on technologies and creating affordable products like the automobile called the Tata Nano, low priced shampoo sachets, a much-needed, cheap water filter or medical equipment to save millions of lives.  You direct your innovation and marketing efforts to the overlooked billions of people living on under $2.5o per day who have vast unmet needs ....







ECONOMY

India’s frugal revolution


India’s sliding economy has inspired gloom and doom far and wide, but  increasingly bearish sentiment is misplaced. 

India still offers hope,  but, to understand why, you have to leave macroeconomic indicators aside  and  go microeconomic. 




Indian companies have long recognized the opportunities in meeting  previously overlooked demand at the “bottom of the pyramid.” 

Shampoo  sachets originated in India more than two decades ago, creating a market  for a product that the poor had never before been able to afford. 


Indians without the space or money to buy a whole bottle of shampoo for  100 rupees could spend five for a sachet that they’d use once or twice.


But  India’s leadership in “frugal innovation” goes beyond downsizing:

 it  involves starting with the needs of poor consumers – itself a novel term  (who knew the poor could be consumers?)

 – and working backward.


Instead  of complicating or refining their products, Indian innovators strip  them down to their bare essentials, making them 

affordable, accessible,  durable and effective.



Indians are natural leaders in frugal innovation, imbued as they are with the jugaad system of developing makeshift but workable solutions from limited resources. Jugaad essentially conveys a way of life, a worldview that embodies the quality of making do with what you have to meet your needs.


But jugaad  is not about pirating products or making cheap imitations of global  brands. 


It is about innovation; finding inexpensive solutions, often  improvised on the fly, within the constraints of a resource-starved  developing country full of poor people.  


An Indian villager constructs a  makeshift vehicle to transport his livestock and goods by rigging a  wooden cart with an irrigation hand pump that serves as an engine.  That’s jugaad.

Common machines and household objects are  reincarnated in ways that their original manufacturers never intended. 

Everything is reusable or reimaginable. If you cannot afford your  cellphone bills, you invent the concept of the “missed call” – a brief  ring that is not answered but that signals your need to speak to the  recipient.

Indian ingenuity has produced a startling number of  world-beating innovations, none more impressive than the car - Tata Nano,  which, at $2,000, costs roughly the same as a high-end DVD player in a  Western luxury car. 

Of course, there’s no DVD player in the Nano (and no  radio, either, in the basic model) but its innovations (which have  garnered 34 patents) are not merely the result of doing away with frills  (including power brakes, air conditioning, and side-view mirrors). 

Reducing the use of steel by inventing an aluminum engine, increasing  space by moving the wheels to the edge of the chassis and relying on a  modular design that enables the car to be assembled from kits proved  conclusively that you could do more with less.

Then there’s the GE  MAC 400, a hand-held electrocardiogram (ECG) device that costs $800  (the cheapest alternative costs more than $2,000), and the Tata Swachh, a  $24 water purifier (10 times cheaper than its nearest competitor).


The  GE MAC 400 uses just four buttons, rather than the usual dozen, and a  tiny portable printer, making it small enough to fit into a satchel and  even run on batteries; it has reduced the cost of an ECG to just $1 per  patient.


The Swachh uses rice husks (one of India’s most common waste  products) to purify water. 


Given that some five million Indians die of  cardiovascular diseases every year, more than a quarter of them under  65, and that about two million die every year from drinking contaminated water,  these innovations’ value is apparent.



Many other examples of  frugal innovation are already in the market, including:

 - a low-cost  fuel-efficient mini-truck,

- an inexpensive mini-tractor being sold  profitably in the U.S., 

- a battery-powered refrigerator, 

- a $100  electricity inverter, and 

- a $12 solar lamp.

Moreover, medical  innovations are widespread. 

An Indian company has invented a cheaper  Hepatitis B vaccine, bringing down the price from $15 per injection to  about 10 cents. 

Insulin’s price has fallen by 40 per cent, thanks to  India’s leading biotech firm. 


A Bangalore company’s diagnostic tool to  test for tuberculosis and infectious diseases  -costs $200, compared to  $10,000 for comparable equipment in the West.


Even the financial  sector has seen innovation:


Just three years ago, there were only 15  million bank accounts in a country of 1.2 billion people. 


Indians  concluded that if people won’t come to the banks, the banks should go to  the people. 


The result has been the creation of brigades of travelling  tellers with hand-held devices, who have converted the living rooms of  village homes into makeshift branches, taking deposits as low as a  dollar. 



More than 50 million new bank accounts have been established,  bringing India’s rural poor into the modern financial system.


Frugal  innovation pervades the Indian economy. 


It is one of the reasons why  there is more dynamism in the Indian economy than those who look only at  the macroeconomic data believe. 

Sometimes it is important to stop  looking at the forest and focus on the trees.







  




Shashi Tharoor is an an author and member of India’s Parliament.



SOURCE:

http://www.theglobeandmail.com/report-on-business/small-business/starting-out/lessons-i-learned-from-three-startup-failures/article4377100/

India’s frugal revolution - The Globe and Mail





C.K. Prahalad Describes the Growth of Microfinance, UCLA


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He wrote the Book!!! 
      The Fortune at the Bottom of the Pyramid: Eradicating Poverty Through Profits, Revised and Updated 5th Anniversary Edition




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